Refinancing

Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

Another way to convert equity in your home to cash is a "home equity" loan. A "home equity" loan is an alternative to refinancing if your home loan has a very low rate compared to current interest rates or if you have a prepayment penalty on your loan.

Benefits

  • Reduce Your Interest Rate

  • Cash Out Equity for Home Improvements

  • Consolidate Debt

  • Lower Monthly Payments

Benefits

  • Current Appraisal and Analysis

  • Verification of Assets and Income

  • Click Here to Apply Now

  • Click Here To See Paperwork Needed

About Us

We strive to deliver the highest levels of service to help you reach your goals. We thank you for your trust and support. From the first call to closing, our team is with you every step of the way!

Contact Us

388 STATE ST SUITE 950

(503) 990-7486

Loan Options

Fixed Rate Mortgage

FHA Home Loan

Jumbo Home Loan

First Time Home Buyer

Investment Property Loans

Equal Housing Opportunity Sensible Mortgage LLC ™ 2024 | Company NMLS: 2341567

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